Worker’s Compensation


image004Employers always try to provide the safest working environment for their staff. But even the most conscientious businesses are not immune to the occasional workplace accident. With workers’ compensation insurance, businesses can provide benefits to injured or sick employees while protecting themselves from costly lawsuits.

Unlike other forms of business insurance, workers’ compensation is required by law. You must provide coverage for all full- and part-time employees or face federal and state penalties. Each state develops its own regulations to ensure that businesses provide compensation and health benefits to employees who are hurt or become ill on the job.

Workers’ compensation insurance is also a no-fault policy – your employees can usually receive benefits for a workplace injury even if you weren’t directly responsible.

In turn, the employee receives compensation but can’t sue your company for negligence.

State Insurance Agency is committed to providing excellent service, educating our customers and being a single point of contact for all your insurance needs. If you are interested in worker’s compensation insurance fill out the form to the right and one of our helpful customer service agents would be glad to assist you.

What Clients are saying...

As the owner of a small business, I have a lot of hats to wear. Because of my trust in State Insurance Agency, one I don’t have to wear is that of an "insurance expert". I rely on Jeff and the excellent support staff at State Insurance Agency...

Anthony Brumm, Maple Grove MN

Not only did they save us over $2,000.00 a year from Allstate, with better coverage and lower deductibles, but The Agents all have a genuine interest in you the client, and what is best for you, while all the time keeping in mind any savings for you...

Terry & Jenny Wagner, Brooklyn Park MN