Homeowners Insurance

HOMEOWNERS INSURANCE AGENCY

Just What is Homeowners Insurance Anyway?
Homeowners insurance generally covers the structure of your home and the contents inside of it in the event of a loss. It protects you against loss as a result of some sort of disaster. Having homeowners insurance will cover damages to your property and provide liability protection as well.

Homeowners insurance includes liability coverage that will protect you in the event someone is injured on your property and in some way you were liable for that injury. It will also include property damage that you or others may cause.

The Benefits of Working with a Homeowners Insurance Agency

While homeowners insurance generally covers disasters, you may need to purchase additional insurance to cover you in the event of a flood or earthquake. Working with a homeowners insurance agency can help you determine exactly what coverage you need.

In general, a typical homeowners insurance policy will cover:

  • Structure of your home
  • Personal belongings
  • Liability protection
  • Living expenses in the event you are displaced from your home

Request a Free Home Insurance Quote

State Insurance Agency is committed to providing excellent service, educating our customers and being a single point of contact for all your insurance needs. Request a  free homeowners insurance quote today! Let us help you save on your homeowners insurance policy.

State Insurance Agency provides cost-effective Insurance Consulting Services to the following areas in Minnesota:

  • Albertville
  • Andover
  • Anoka
  • Big Lake
  • Blaine
  • Brainerd
  • Brooklyn Center
  • Brooklyn Park
  • Coon Rapids
  • Crystal
  • Dayton
  • Duluth
  • Edina
  • Elk River
  • Forest Lake
  • Fridley
  • Golden Valley
  • Hopkins
  • Mankato
  • Maple Grove
  • Minneapolis
  • Minnetonka
  • Mound
  • New Hope
  • Orono
  • Osseo
  • Otsego
  • Plymouth
  • Ramsey
  • Richfield
  • Robbinsdale
  • Rochester
  • Rogers
  • St. Cloud
  • St. Francis
  • St. Michael
  • St. Paul
  • Wayzata
  • Zimmerman

We Represent the Following Insurance Companies:

  • Aetna
  • Allied
  • Allstate
  • ASI
  • Berkshire Hathaway
  • GUARD
  • Austin Mutual
  • Blue Cross Blue Shield
  • BTIS
  • CNA Surety Bonds
  • Dairyland
  • Dovetail
  • Encompass
  • Fidelity
  • Foremost Insurance
  • Hagerty
  • Hartford
  • Health Partners
  • Hiscox
  • Main Street America
  • MetLife
  • Nationwide
  • Personal Umbrella
  • Progressive
  • Safeco
  • State Auto
  • Stillwater
  • Tokio Marine
  • Travelers
  • US Assure
  • United Health Care

What Clients are saying...

As the owner of a small business, I have a lot of hats to wear. Because of my trust in State Insurance Agency, one I don’t have to wear is that of an "insurance expert". I rely on Jeff and the excellent support staff at State Insurance Agency...

Anthony Brumm, Maple Grove MN

Not only did they save us over $2,000.00 a year from Allstate, with better coverage and lower deductibles, but The Agents all have a genuine interest in you the client, and what is best for you, while all the time keeping in mind any savings for you...

Terry & Jenny Wagner, Brooklyn Park MN