We can provide you with protection against catastrophic liability claims. An umbrella policy acts as an excess coverage over your primary liability policies, because its limits apply in addition to the underlying coverage. This results in a higher limit of coverage that is excess over the underlying policies.
An umbrella policy is used in one of three ways:
- To provide additional limits of protection over the coverage listed in your underlying schedule
- To act as primary coverage if your underlying limits are exhausted
- To provide coverage for some risks, subject to retention, when your primary coverage does not
Contact us in Maple Grove, Minnesota, any time at 612-333-5515 for a free quote on your auto insurance, homeowner insurance, motorcycle insurance, boat insurance, business insurance, snowmobile insurance or life insurance policies